Housing
The following resources can help prospective homeowners purchase a house and allow existing homeowners to get repairs or financial assistance.
Homeowner Resources
1917 Harden Street
Columbia, SC 29204
(803) 254-3886
The Columbia Housing Authority is dedicated to providing opportunities for people to become
homeowners through training, counseling and financial assistance in a number of different
programs.
300-C Outlet Point Boulevard
Columbia, South Carolina 29201
(803) 896-9001
The State Housing Authority, located in Columbia, SC, administers various homeownership and
housing repair programs statewide.
1835 Assembly Street, Room 1007
Columbia, South Carolina 29201
(803) 765-5163
Formerly known as US Farmers Home Administration, this federal agency has limited funds
available to assist with housing repairs as well as homeownership. Eligibility requirements include income and geographic location.
209 South Sumter Street
Columbia, South Carolina 29201
(803) 252-3570
Although Habitat for Humanity primarily focuses on providing homeownership opportunities for deserving qualified families, they occasionally have resources available to assist elderly occupied households with repairs. Contact the organization for more information on qualifying requirements and the availability of assistance.
HUD maintains an inventory of foreclosures, some of which are very desirable residential properties that can be purchased for much less than the appraised market value. For a listing of properties in your area, visit the HUD Homes website.
The local Community Action Agency distributes low-income heating and cooling assistance funds and home weatherization funds each year. Weatherization funds cannot be used for major rehabilitation work, but they can do limited energy improvements like insulation, windows, doors, weather-stripping or caulking.
Counseling and Legal Services
Clearpoint is a nonprofit organization that gives advice on buying a home, renting, defaults, foreclosures and credit issues. Consumer services provided by this agency are based on a sliding scale and are normally free for people with lower incomes.
This agency provides free legal services in a wide variety of civil (non-criminal) legal matters, including employment, housing and public benefits eligible to low-income residents of South Carolina.